Partners

How has Nevada Health Link changed?

Nevada Health Link is now a supported state-based exchange. This means that NevadaHealthLink.com uses HealthCare.gov’s system to enroll Nevadans, but plans are still certified through Nevada Health Link. Plus, Nevada still provides its citizens with many ways to obtain in-person assistance throughout the State.

How do I calculate my income?

Calculating Modified Adjusted Gross Income (MAGI):

Modified Adjusted Gross Income (MAGI) is calculated by adding back certain items to your Adjusted Gross Income. Your Adjusted Gross Income (AGI) can be found on line 38 of your Form 1040; line 22 of your Form 1040A; or line 36 of your Form 1040NR.

The following items must be added to your Adjusted Gross Income (AGI) to calculate your Modified Adjusted Gross Income (MAGI):

  • Traditional IRA contributions that were deducted.
  • Student loan interest amounts deducted.
  • Tuition and fees deducted.
  • Domestic production activities deducted.
  • Foreign income or housing costs excluded on Form 2555.
  • Foreign housing deduction taken on Form 2555.
  • Savings bond interest excluded on Form 8815.
  • Adoption benefits from an employer excluded on Form 8839.

Worksheet 1-1, found on page 17 of IRS Publication 590, provides information for a step-by-step calculation of Modified Adjusted Gross Income (MAGI).

What are the options for my family if my employer offers me coverage?

When the affordability regulations for employer-sponsored insurance coverage were passed, they did not take the cost of dependent coverage into account. If your spouse’s employer offers him/her minimum essential health insurance coverage that costs less than 9.5% of your annual household income, then the coverage is deemed affordable. If the employer also offers spousal coverage, then you would be ineligible for Advanced Premium Tax Credit (APTC) or a subsidy on Nevada Health Link.

If your spouse’s employer does not offer spouse coverage then you could come to Nevada Health Link and apply for a subsidy. All large group plans are required to offer dependent coverage, so your children would be ineligible for Advanced Premium Tax Credit through Nevada Health Link. There may be cheaper plans available than the employer-provided dependent coverage, but the children will not qualify for a subsidy. If the employer’s plan did not offer dependent care then the children could get subsidized coverage through Nevada Health Link.

How do I become a Navigator, Enrollment Facilitator, or CAC?

Exchange Enrollment Facilitators (EEFs) will facilitate enrollment in qualified health plans offered by the Exchange. They consist of Navigators, Enrollment Assisters, and Certified Application Counselors (CACs). Navigators and Enrollment Assisters are hired by entities that have been awarded grants by the Exchange.

 

The Exchange is not hiring individuals to serve in any EEF positions. If you have interest in serving as a CAC, you will need to be certified by the Nevada Division of Insurance prior to becoming appointed with the Exchange. If you have interest in serving as a Navigator or an Enrollment Assister, please contact one of the entities listed below.

 

2015 NAVIGATOR/ENROLLMENT ASSISTER GRANTS AWARDED TO:

 

Academy of Human Development

235 N. Eastern #109, Las Vegas NV 89101

Phone: 702-759-0050 Fax: 702-759-0046

www.ahdlv.org

Subgrant Agreement

 

Asian Community Center

2770 S. Maryland Pkwy., Suite 212, Las Vegas, NV 89109

Phone: 702-706-6009 Fax: 702-920-8734

Office hours: Monday-Friday 9:00 AM – 5:00 PM

Saturdays: By appointment only
Subgrant Agreement

Consumer Assistance and Resource Enterprise (CARE)

1785 E. Sahara Ave #340, Las Vegas, NV 89104

Phone: 702-836-9033
Subgrant Agreement 

 

Financial Guidance Center

2650 S. Jones

Las Vegas, NV 89146

or

3100 Mill St., Suite 111

Reno, NV 89502
Subgrant Agreement

 

Foundation for Recovery

4800 Alpine Place, Suite 12, Las Vegas, NV 89107

Phone: 702-257-8199

Office hours: Monday-Friday 8:00 AM – 5:00 PM

Available evenings and weekends by appointment
Subgrant Agreement

 

Foundation for Positively Kids

330 South Valley View Blvd.

Las Vegas, NV 89152

Office hours are Monday – Friday 8:00 AM – 4:30 PM
Subgrant Agreement

 

State of Nevada – Office for Consumer Health Assistance

555 E. Washington Avenue, Suite 4800, Las Vegas, NV 89101

Phone: 702-486-3587 Toll Free: 888-333-1597

Office hours: Monday-Friday 8:00 AM – 5:00 PM
Subgrant Agreement

 

St. Rose Dominican Dignity Health

2651 Paseo Verde Pkwy, Suite 180, Henderson, NV 89074

Phone: 702-616-4901

Office hours: Monday-Friday 9:00 AM – 5:00 PM

Saturdays: By appointment only

Subgrant Agreement

 

Three Square

4190 N Pecos Road, Las Vegas, NV 89115

Phone: 702-765-4030

Office hours: Monday-Thursday 9:00 AM – 5:00 PM

Subgrant Agreement

 

Some questions you might hear

Click here to see some FAQs you might get from your clients.

Will people be able to enroll in government insurance programs through Nevada Health Link?

After a person has filled out application pre-screener on NevadaHealthLink.com, we will be able to determine if that individual or a family member appears to be eligible for a government program, such as Nevada Check Up (CHIP) or Medicaid. If one person in the family qualifies for Medicaid, that person can be enrolled in Medicaid and the rest of the family will be able to enroll in a health insurance plan or plans through HealthCare.gov.

Will people be able to enroll in non-insurance government programs through Nevada Health Link?

No, Nevada Health link will not be able to pre-populate applications for non-insurance government programs such as SNAP or TANF; however, by applying through Access Nevada for Medicaid or Nevada Checkup, that system will also determine eligibility for SNAP and TANF.

How is Nevada Health Link new and different?

Nevada Health Link is now powered by HealthCare.gov. All of the plans offered are still certified by Nevada Health Link, but enrollment will now take place through HealthCare.gov. Nevada Health Link is still the only health insurance resource that can provide individuals federal tax credits and subsidies to help cover the cost of insurance. Plus, Nevada still provides its citizens with many ways to obtain in-person assistance throughout the State.

Is Nevada Health Link HealthCare.gov?

Nevada Health Link is still its own website, by Nevadans, for Nevadans, but it is now powered by HealthCare.gov. This means that eligibility and enrollment will take place through HealthCare.gov. All of the plans are still State-certified, and NevadaHealthLink.com still houses a lot of information and resources specific to Nevadans. Plus, Nevada still provides its citizens with many ways to obtain in-person assistance throughout the State.