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Members of your family may qualify for different types of coverage.

Differences between members of a family can likely mean differences in health insurance options. Read through the family scenarios below and choose the story that best describes your family to help you better understand your options.

Nevada provides many different programs for many different people in many different situations. As you and your family apply for health insurance through Nevada Health Link, some members may be eligible for a subsidized health plan through HealthCare.gov, while others may be eligible for Medicaid and Nevada Check Up. All of these programs exist to reduce the costs of health insurance.

Here is an example to show the different programs applying to a single family:

  1. Family of 4 (Father, pregnant Mother, 7-year-old Son and 3-year-old Daughter) that makes approximately $36,000 per year.
    • Father qualifies for a subsidized health plan through HealthCare.gov.
    • Pregnant Mother qualifies for Medicaid.
    • 7-year-old Son qualifies for Nevada Check Up.
    • 3-year-old Daughter qualifies for Medicaid.
  1. Family of 3 (Father, Mother, 12-year-old Daughter) that makes approximately $36,000 per year.
    • Father qualifies for a subsidized health plan through HealthCare.gov.
    • Mother qualifies for a subsidized health plan through HealthCare.gov.
    • 12-year-old Daughter qualifies for Nevada Check Up.
  1. Married couple (Husband receives employer-provided insurance that doesn’t cover dependents and Wife is uninsured) making approximately $36,000 per year.
    • Husband is not eligible for a subsidized health plan through HealthCare.gov because he is on his employer plan.
    • Wife is eligible for a subsidized health plan through HealthCare.gov.
  1. Married couple making approximately $65,000 per year.
    • Neither member of the couple is eligible for a subsidized health plan through HealthCare.gov; however, they can still shop for and compare affordable health insurance plans through Nevada Health Link.

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