The 2018 open enrollment season (Nov. 1, 2017 – Dec. 15, 2017) is right around the corner. Are you prepared for the enrollment process? Discover how much you know with this 2018 open enrollment quiz.
1. What are the dates of open enrollment?
A. Nov. 1 – Dec. 31th at midnight
B. Nov. 1 – Dec. 15th at midnight
C. Nov. 15 – Dec. 1st at midnight
D. Nov. 1 – Dec. 31st at midnight
2. What do you need to start your open enrollment process?
A. Valid Nevada driver license or student ID for dependent children
B. Permanent Resident/Alien Registration Card, if applicable
C. Social Security cards and all dates of birth for all tax household members
D. Proof of Nevada residence (i.e., phone or power bills)
E. Estimate of your household income for the current year
F. Copy of any current health insurance information (employer information if job-based
G. All of the above
3. What types of plans are offered through Nevada Health Link?
E. All of the Above
4. How much will insurance pay under a gold plan?
A. 60 percent of your medical costs after you’ve met your deductible
B. 70 percent of your medical costs after you’ve met your deductible
C. 80 percent of your medical costs after you’ve met your deductible
D. 90 percent of your medical costs after you’ve met your deductible
5. If you want to quality for “extra savings,” what plan do you need?
6. Who Needs Health Insurance?
A. Baby Boomers
C. Gen Z
2017-2018 Open Enrollment Quiz Answers
This year’s open enrollment period has been reduced to begin Nov. 1, 2017, and end at midnight, Dec. 15, 2017.
Make sure that you have a valid Nevada driver license, Permanent Resident/Alien Registration Card (if applicable), Social Security card, proof of Nevada residence, estimate of household income and any current health insurance information to enroll.
Nevada Health Link offers four qualified health plans to suit your needs. Learn more about the plans on our website.
While the plans in the gold coverage category are more expensive, if you use a lot of care a gold plan could be a good value. If your plan fits in this level of coverage, you can expect your insurance will cover roughly 80 percent of your medical costs after you’ve met your deductible.
The silver category of plans falls right in the middle in terms of actuarial value and cost to you. Actuarial value is the average cost paid by the insurance company, and with the silver—or base—plans, your insurance will cover approximately 70 percent of your medical costs after you’ve met your deductible.
If you qualify for “extra savings” on your deductible, copayment, and coinsurance (sometimes called “cost-sharing reductions”) you must pick a Silver plan to get the extra savings. You can save hundreds or even thousands of dollars per year if you use a lot of care.
Everyone needs health insurance! While you might be healthy right now, you never know what life will throw at you. Get coverage by enrolling with Nevada Health Link starting Nov. 1, 2017, through Dec. 15, 2017.
How did you fare on our 2017-2018 open enrollment quiz? If you didn’t get as many questions right as you would have liked, use our in-person assistance tool to talk to a certified enrollment assister today.
If you missed open enrollment, certain qualifying life events (QLE) may make you eligible for a special enrollment period. QLE’s are life-changing events such as job loss, income change, marriage/divorce and birth/adoption of a child.