Congratulations! You just enrolled in a qualified health plan with Nevada Health Link. That means you can have peace of mind when it comes to your health. You might be wondering: what do I do after I enroll in a health insurance plan through Nevada Health Link? We’ve got the next steps covered for you.
To ensure that your coverage starts, make sure to pay your first premium payment directly with your insurance carrier on December 15 to ensure your coverage begins on January 1. Your health insurance company should send you a bill around a week after you enroll. You must pay your premium every month if you wish to maintain coverage. If you have not heard from your carrier, contact them via their customer service number.
After you pay your first premium, you should receive an insurance card for each person covered in your plan. The ID card will have your member number, group number and customer service number. Keep this card in your wallet or easily accessible at all times.
Reviewing the documents that your health insurance company sends you is imperative; this is the best way to know how much your insurance will pay regarding health care. Your summary of benefits and coverage will detail information regarding your deductible and co-payments. If you have a question about how much a procedure will cost, reach out to your health insurance company directly.
Once you understand your benefits, look for providers that are in-network if you do not already have a primary physician. By staying in-network, your chance of paying the lowest amount for services is the greatest. If you have a provider you like, check with both the provider and your insurance company to make sure that they are “in-network.”
Now that you’re covered, look into your ten essential health benefits. Services such as preventative care and check-ups are often covered at little or no cost. Take advantage of all that your health insurance has to offer to live your healthiest life.
If you have any questions about your enrollment process, you can call Nevada Health Link at 855-7NVLINK (855-768-5465) or email us at customerserviceNVHL@exchange.nv.gov. If you have questions about your plan directly, contact your insurance provider.