The Enrollment Process
The first step of the enrollment process is to provide some basic information about your income and household composition by answering a few questions using our exchange eligibility pre-screener tool. If the tool identifies potential Medicaid/CHIP eligibility then you will be directed to submit a Medicaid application. Learn more about the plans Nevada Health Link offers.
The Affordable Care Act is intended to provide the lowest cost health coverage for an individual or family based on their income level. For individuals or families whose income is below 138% of the Federal Poverty Line (FPL) the lowest cost option is often Medicaid. Individuals or families whose income is greater than 138% FPL typically will not qualify for Medicaid, but may qualify for financial assistance such as insurance subsidies known as Advance Premium Tax Credits (which lower monthly insurance premiums) or Cost Sharing Reductions (which lower the cost of medical services). In addition, adults who do not qualify for Medicaid may still have children who qualify for assistance through the Children’s Health Insurance Program (CHIP). The most important part of the enrollment process, then, is to determine which level(s) of coverage you or your family may qualify for.
Nevada Health Link opened a Special Enrollment Period (SEP) for Nevadans, starting February 15 through August 15, 2021. The SEP is in accordance with the Executive Order issued by President Biden, in response to the ongoing national emergency presented by COVID-19.
Thanks to the recently passed American Rescue Plan, we are now offering more money to help pay for your coverage. Most people who currently have a plan through Nevada Health Link will see a much lower monthly premium cost, and people who may have earned too much to get financial help in the past will now be eligible for the first time.
- The SEP will begin on February 15th and end at midnight on August 15th.
- This SEP is intended to allow consumers with no existing coverage to enroll in ACA health/dental plans.
- Consumers with existing coverage through the Exchange will not be allowed to modify current plan selections.
Enrollment for a Qualified Health Plan (QHP) through Nevada Health Link is typically limited to the Open Enrollment Period, which occurs only once per year. The Open Enrollment period begins on November 1st and ends on January 15th. In order to receive coverage by January 1st, you must complete your application by December 31st. For more information on Open Enrollment please see What is Open Enrollment?
Individuals who experience certain types of life changes may qualify for a “Special Enrollment Period (SEP),” which allows for changes in enrollment outside of the Open Enrollment period. Qualifying Life Events include changes to income/employment, residence, or family composition. To learn more about SEP, read our Blog.
If you’re looking for coverage for plan year 2021:
- You may qualify for our Special Enrollment Period, February 15th – August 15th.
- See if you qualify for a Special Enrollment Period due to a life event like losing coverage, getting married, or having a baby, you will enroll at NevadaHealthLink.com
- See if you qualify for Medicaid or NV Check-Up
- There are no limitations on the enrollment period for Medicaid or CHIP. If you qualify, coverage can begin immediately, any time of year.
- Contact Nevada Health Link by calling: 1-800-547-2927; email us at: CustomerServiceNVHL@exchange.nv.gov
Get Help With Enrollment
Nevada Health Link provides a number of options for help with the enrollment process. For a complete list of resources please visit our Get Help page.
For free in-person assistance please use the broker directory to locate a licensed agent/broker or enrollment professional near you.
- Get answers to the most commonly asked questions by visiting Nevada Health Link’s FAQ page on the platform
- You can also locate an agent/broker by calling our customer service line and inputting your zip code 1-800-547-2927