Stay Covered Even When
Life Happens
Nevadans who experience a Qualifying Life Event (QLE) can newly enroll in a health plan through Nevada Health Link even outside the open enrollment period (Nov. 1 – Dec. 15). Currently, enrolled members who experience life changes can make changes to their health insurance or choose a new plan. This is known as a Special Enrollment period (SEP).
Individual & Family Scenarios
Learn about real life scenarios in Nevada and how much insurance may cost for plan year 2020.
What are the Qualifying Life Events for a Special Enrollment Period?
Getting Married or Divorced
Moving
Change in Income or Job Change
Birth or Adoption
Loss of Health Coverage
(Employer COBRA, Medicaid, Medicare)
Turning 26
Gaining U.S. Legal Status
Getting Married or Divorced
Tying the knot? A change in marital status will qualify you for an SEP. However, a divorce or loss of a family member without any resulting change in coverage would not qualify you for an SEP.
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Moving
Moving to a different county or zip code? An unexpected relocation may qualify you for an SEP, but moving for reasons like vacations will not.
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Change in Income or Job Change
Pursuing new opportunities? If you’ve lost your coverage due to an employment change or if you’re starting a new job, you may qualify for an SEP.
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Loss of Health Coverage
Change of plans? Losing your current health coverage, including: Employer, COBRA, Medicaid and Medicare may qualify you for an SEP.
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Birth or Adoption
Adding a new member to the family? If your household is changing size, you might be eligible for an SEP.
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Turning 26
Turning 26? That means you might be losing coverage through your parent’s plan, but you may qualify for an SEP.
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Gaining U.S. Legal Status
Change of status? Becoming a U.S. citizen, gaining membership in a federally recognized tribe, leaving jail or prison or starting or ending AmeriCorps service may qualify you for an SEP.
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