Health Coverage For Nevadans
During Exceptional Times
Nevada has faced a lot of challenges this year. If you’ve recently lost your job, or have experienced a Qualifying Life Event (QLE), you can enroll in a health plan through Nevada Health Link any time of year, even outside the open enrollment period (Nov. 1 – Jan. 15). Nevadans who have experienced life changes can make changes to their health insurance or enroll in a a new plan. This is known as a Special Enrollment period (SEP).
Individual & Family Scenarios
Learn about real life scenarios in Nevada and how much insurance may cost for plan year 2023.
What are the Qualifying Life Events for a
Special Enrollment Period?
Getting Married or Divorced
Tying the knot? A change in marital status will qualify you for an SEP. However, a divorce or loss of a family member without any resulting change in coverage would not qualify you for an SEP.
Moving to a different county or zip code? An unexpected relocation may qualify you for an SEP, but moving for reasons like vacations will not.
Change in Income or Job Change
Pursuing new opportunities? If you’ve lost your coverage due to an employment change or if you’re starting a new job, you may qualify for an SEP.
Birth or Adoption
Adding a new member to the family? If your household is changing size, you might be eligible for an SEP.
Loss of Health Coverage
Change of plans? Losing your current health coverage, including: Employer, COBRA, Medicaid and Medicare may qualify you for an SEP.
Turning 26? That means you might be losing coverage through your parent’s plan, but you may qualify for an SEP.
Gaining U.S. Legal Status
Change of status? Becoming a U.S. citizen, gaining membership in a federally recognized tribe, leaving jail or prison or starting or ending AmeriCorps service may qualify you for an SEP.