Despite our best efforts, life will always find a way to surprise us. Sometimes, that surprise comes in the form of a medical fee or bill. And while health insurance is meant to save us from these financially-debilitating, worst-case scenarios, figuring out which plans offer real value can be tricky. Unless, of course, you have a dedicated health marketplace on your side. At Nevada Health Link, we take the guesswork out of premiums with our coverage calculator.
Here’s how it works: First, you provide us with some basic information about your age, income and family size. Then, we crunch the numbers and tell you what plans and subsidies you may qualify for. We show you up front what you can expect to spend on health insurance. You can also use this tool to see if you are eligible for Medicaid (though, as Medicaid varies by state, you will need to contact your state’s Medicaid office for additional enrollment questions or concerns).
Our plans generally fall into three different “metal” categories that correspond to overall coverage and monthly cost. The categories are gold, silver and bronze, with a fourth category of minimal coverage being called catastrophic. For more information on the different level of plans, check out our blog here.
Once you’ve seen what options are available to you, don’t wait to get coverage. The enrollment window is open until January 31, 2017 and you can find all the information you need through Nevada Health Link. If you have additional questions regarding enrollment, you can use our in-person assistance tool to find licensed brokers, agents and navigators who can walk you through the entire application and enrollment process. Alternatively, or if you need immediate assistance, you can call Nevada Health Link directly at 855-7NVLINK (786-5465) or email us at customerserviceNVHL@exchange.nv.gov.