Health insurance has always been important, but now more than ever this kind of safety net is essential for everyone who wants to follow the path of health and wellness. The wide world of healthcare and insurance can be a confusing one to navigate, but we’ve boiled down the key 3 reasons why having health insurance is crucial to leading a healthy life.
#1: Preparing for the Unexpected
It’s tempting to go without health insurance if you’re healthy at the moment, but something important to remember: no one plans on becoming sick or injured. The good news? It’s possible to prepare for these situations. Health insurance is an investment in your long-term health, and an essential safety net if and/or when disaster strikes. There’s no guarantee of being healthy forever, but having health insurance provides a sense of protection that is truly priceless. Health insurance is also key to accessing ongoing and preventative care, which can improve and fortify your health for life-long wellness. Check out our blog post on why you should enroll in health insurance when you’re young and healthy to learn more!
#2: Getting the Care You Need
Feeling good is the first step to leading a healthy life. Knowing your body and mind will be taken care of, and that you are getting the care you need— that peace of mind is something every single person deserves. The insurance plans offered through Nevada Health Link are required to offer the 10 Essential Health Benefits, which include emergency care and hospitalization, maternity care, mental health treatment, prescription drugs, physical therapy, and more! These benefits not only contribute to long-term health, but also allow you to feel supported and safe while living your life to the fullest.
#3: Protecting Against Medical Debt
Health insurance can also act as a shield against life-altering health care costs; in the United States, fixing a broken leg can cost up to $7,500, and the average cost of a 3-day hospital stay is around $30,0001. If you don’t have that kind of money laying around, you’re not alone— hundreds of thousands of adults in this country are saddled with medical debt every year. Health insurance is a necessary protection against this kind of medical bankruptcy and financial hardship, which can easily burden a person for their entire life.